● Rates & Values
Rates & Values

Premium Calculation Example:

Male Age 30 applying for $10,000 10-Year Term Graded Death Benefit policy

$13.00 x 10 = $130 + $50 (Policy Fee) = $180 (Annual Premium)

$180 x .087 = $15.66 (Monthly Premium)

Billing Modes:

        
Annual Direct, Credit Card or EFT
  Semi-Annual Direct, Credit Card or EFT
  Quarterly Direct, Credit Card or EFT
  Monthly Credit Card or EFT

Modal Factors:

        
  Semi-Annual .52
  Quarterly .28
  Monthly .087
     
 10 Year Term Life Annual Premiums
 

20 Year Term Life Annual Premiums

 

  30 Year Term Life Annual Premiums

  

Whole Life Annual Premiums

  

Whole Life Cash Values

  

Whole Life Cash Values

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Click here for Montana Rates